Common Medicare Supplement plans are Plan G, F, and N. Medicare Supplement Insurance helps fill "gaps" in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like:
Some Medicare Supplement policies also cover services that Original Medicare doesn't cover, like medical care when you travel outside of the US. If you have Original Medicare and you buy a Medicare Supplement policy, here's what happens:
Medicare Supplement policies generally don't cover:
Also, Medicare Supplements typically do not include prescription drug plans. Most beneficiaries enroll in a stand alone prescription drug plan to compliment their Medicare Supplement plan.
Our Medicare Shoppe offers Medicare Supplement plans, along with stand alone prescription drug plans and dental plans. We'd be happy to provide a full evaluation of our options at not cost.